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| Titel |
Increasing flood exposure in the Netherlands: implications for risk financing |
| VerfasserIn |
B. Jongman, E. E. Koks, T. G. Husby, P. J. Ward |
| Medientyp |
Artikel
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| Sprache |
Englisch
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| ISSN |
1561-8633
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| Digitales Dokument |
URL |
| Erschienen |
In: Natural Hazards and Earth System Sciences ; 14, no. 5 ; Nr. 14, no. 5 (2014-05-23), S.1245-1255 |
| Datensatznummer |
250118445
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| Publikation (Nr.) |
 copernicus.org/nhess-14-1245-2014.pdf |
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| Zusammenfassung |
| The effectiveness of disaster risk management and financing mechanisms
depends on an accurate assessment of current and future hazard exposure. The
increasing availability of detailed data offers policy makers and the
insurance sector new opportunities to understand trends in risk, and to make
informed decisions on ways to deal with these trends. In this paper we show
how comprehensive property level information can be used for the assessment
of exposure to flooding on a national scale, and how this information
provides valuable input to discussions on possible risk financing practices.
The case study used is the Netherlands, which is one of the countries most
exposed to flooding globally, and which is currently undergoing a debate on
strategies for the compensation of potential losses. Our results show that
flood exposure has increased rapidly between 1960 and 2012, and that the
growth of the building stock and its economic value in flood-prone areas has
been higher than in non-flood-prone areas. We also find that property values
in flood-prone areas are lower than those in non-flood-prone areas. We argue
that the increase in the share of economic value located in potential flood-prone
areas can have a negative effect on the feasibility of private
insurance schemes in the Netherlands. The methodologies and results
presented in this study are relevant for many regions around the world where
the effects of rising flood exposure create a challenge for risk financing. |
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